a homeless person could be refused accommodation at hostel run by a religious charity because the homeless person practices a different religion.
an LGBTIQ+ teacher in a religious school who refuses to teach their class that LGBTIQ+ people are sinners could be fired by the school.
a small business owner could tell their Indigenous employee that Indigenous culture is “inspired by Satan and should be eradicated”. Again, there is no avenue for appeal under discrimination law.
the sole pharmacist in a country town would be able to refuse to sell contraception, forcing people to travel to another town, including people who are young, disabled, on limited incomes or otherwise find it hard to travel.